Towaco is an unincorporated area within Montville Township in Morris County, New Jersey, United States. The area is served as United States Postal Service ZIP code 07082. As of the United States 2000 Census, the population for ZIP Code Tabulation Area 07082 was 4,723. The Towaco station offers New Jersey Transit train service along the Montclair-Boonton Line. It essentially replaces the abandoned Montville station. The train station has been renovated.